Discover a Basic 10-Step Process for Buying Tax Lien Certificates and Tax Deeds.

Hi, my name is Steven Waters and I'm the founder of Tax Lien University. Since 2001 I've been on a mission to arm investors with accurate and authoritative information so they can buy tax lien certificates.

Like anything new, when you buy tax lien certificates it might seem a little foreign, maybe even frightening at first. Don't panic, in this brief article you will learn my basic 10-step system so you can buy tax lien certificates.

This basic ten-step (10) system is designed to move you through the three (3) investment stages so you can buy tax lien certificates:

Three Stages of Buying Tax Lien Certificates

Let's begin with a brief overview and introduction of the various steps of buying tax lien certificates.

Stage 1: Preparing

Step 1: Identify your goals, budget and available resources

Identifying what you want to achieve is your first step to buying tax lien certificates. When setting your goals, it is important to take inventory of your resources, particularly in relation to the time and money you can devote to this investment. In addition to being expensive, miscalculations can be disastrous.

Step 2: Formulate Your Investment Strategy

Your next step to buying tax lien certificates is to identify your investment strategy. A good investment strategy will help you to achieve your investment goals. I'll reveal a simple yet highly-effective process for uncovering your investment strategy.

Step 3: Select the Right State

Where do you begin buying tax lien certificates? With so many states to choose from the task can seem a bit overwhelming. Over the years I've learned that there's a little more to selecting the right state than choosing the one that offers the highest rate of return. In this section, we'll cover everything you need to consider when selecting a state that fits into your investment goals and strategy.

Step 4: Select the Right County or Municipality

Once you've selected the right state to buy tax lien certificates, you should be ready to identify the right county or municipality. Initially, it can feel a bit overwhelming, especially if you've selected a state with a lot of counties. Georgia, for example, has over 159 counties while Texas, has over 254. Don't be discouraged, I'll share a simple process designed to make selecting the right county as painless as possible.

Step 5: Obtain A Current Tax Sale List

Before you can buy tax lien certificates you need to obtain a tax sale list. The tax sale list identifies those properties or tax liens available for purchase from the county or municipality. There are several ways of obtaining a tax sale list - some even free.

Step 6: Perform Your Due Diligence

A tax sale list provides the information needed to conduct your due-diligence prior to buying tax lien certificates. Thorough due-diligence will enable you to narrow down the tax sale list to those listings that are mostly likely to help you achieve your investment goals and strategy.

Step 7: Reduce Your Risks

Although relatively small, tax liens still have some risks. In this step, you'll become aware of many of the investment pitfalls. Furthermore, you will learn how to deal with them. This will allow you to maximize your profits while minimizing your exposure to risk.

Stage 2: Purchasing

Step 8: Make the Purchase

At this point you will have completed your research and selected the tax lien certificates that you'd like to buy. In this step, we'll cover everything you need to know about the various was of buying tax lien certificates.

Stage 3: Profiting

Step 9: Manage Your Investment

Having bought your tax lien certificate doesn't mean you're done. Often, there are several tasks and/or deadlines you must meet. Failure to meet these requirements could prove costly. In this step, we'll cover what you must do to maintain your investment and prepare for a profitable ending.

Step 10: Realize Your Profits

Every step leading up to this point has been taken with the aim of making a significant profit or return on investment. In this step you'll learn the various ways to profit from buying tax lien certificates.

As you become familiar with the various steps of buying tax lien certificates your confidence will grow and you will feel comfortable setting more challenging financial goals.

Since 2001 I've been on a mission to arm investors with accurate and authoritative information so they can take advantage of the tremendous wealth-generating potential of tax lien certificates.

I've been in this business for over a decade. I can still remember my first tax sale auction and how excited I was to buy my first tax lien property. It's hard to believe that was nearly 15 years ago. A lot has changed between then and now but one thing has remained the same; my passion for this business.

Since 2001 I've been on a mission to
provide authoritative information.

I founded Tax Lien University with the sole mission of providing accurate and authoritative information so beginning investors could learn how-to profit with tax lien certificates.

I've spent nearly 15 years of my life perfecting the steps and process for investing in tax lien certificates. Through my free newsletter and top-selling course Creating Wealth Without Risk™ I've helped nearly 100,000 people learn how to profit with tax lien certificates.

From the beginning, I wanted Tax Lien University to be a different kind of company. I wanted a company that not only valued it's customers and clients but was committed to helping them achieve their goals. At Tax Lien University, we measure our success by the success of our students.

"I purchased 3 tax lien certificates at an Internet auction for Miami-Dade County, Florida. All three were buildable vacant lots in moderate income neighborhoods. The prices were: (1)$1,018.86 (2) $1,224.90 (3) $1,654.82. I got 18% interest on all of them. I placed 39 bids in total."
- A. Hamad, Florida

Every day we go to work helping our students capture the tremendous wealth-generating power of tax lien certificates. We do this by channelling knowledge and value through our various educational products and services. It was true when we opened in 2001, and it’s just as true today.

With all the misinformation out there it's
hard to know what is fact or fiction.

Over the last few years I've seen the various late-night infomercials and high-pressure seminars where the "guru's" talk about how rich you can get with tax lien certificates.

They rarely take the time to point out the pitfalls because they are too busy exaggerating the benefits in order to sell a product or service.

Focusing entirely on the upside and neglecting the downside does more harm than good because it paints an inaccurate and distorted picture of this business. It not only confuses people but more importantly it completely misleads them.

Unfortunately, I've been on the receiving end witnessing first hand the damage resulting when a misinformed and mislead investor pulls the trigger and buys a tax lien on the wrong property. The excitement quickly fades once they realize they just became the new owner of a property ridden with problems.

Despite what the "guru's" have said it is possible to lose money with tax liens.

It's not your fault. If you're like most people I talk with, you first learned about tax lien certificates from either a late-night infomercial or a high-pressure weekend seminar. My experience is that more often than not the "experts" are more interested in selling a product than providing accurate information.

Here at Tax Lien University we are on a mission to arm investors with accurate and authoritative information so they can bypass the pitfalls and profit, like Wall Street does, with tax lien certificates.

Massive Success,


Steven E. Waters
Tax Lien University, Inc.

I bought my first tax lien property nearly 15 years ago and I've been perfecting the system and process ever since.

Below you will find a collection of the latest user questions and comments relating to buying tax lien certificates.


comments powered by Disqus
Wayne Poole
Ga. county tax sale rules. I understand that buyer has right to purchase land back in I yr. and then I can go in there and improve property and previous owner still has right to redeem property by paying me twenty percent interest plus amount I paid at tax sale plus any improvements ive done to property. MY QUESTION IS HOW MANY YEARS DOES OWNER HAVE RIGHT TO REDEEM PROPERTY BACK. I think its 4 years
how much investment is needed to purchase tax lien certificate? if i invest lowest amount still county hand over the property! what about if a house has more then 1 tax lien certificate and there are other people purchase different certificate for same house/property?thanks
Paul Philippe
why I cannot download the pdf of creating wealth without risk again on my computer?
When you own a tax lien certificate you do not own the possessional rights to the property. You only own a claim against the property for delinquent property taxes. Therefore as a lien holder you have no right to make improvements to the property. Should the property owner fail to pay the delinquent property taxes and interest before the expiration of the redemption period then the county has the legal rights to give you the property. Once you own the property you can do whatever you like - including making improvements.
steve blanchard
Does the oringal owner have to pay back any improvement done to this proprty if the buy it back.
Can I buy tax deed or tax lien on my business name?
i want to how i can get tax lien to buy with price and addresswere i can find the free disc
i want to how i can get tax lien to buy with price and address
Yes, the free discs will explain step-by-step how you can perform the necessary due-diligence before you buy tax lien certificates.
Will the free discs show me how to perform due diligence on my first property step by step?
Click here to post a question


Tax Lien University, Inc. is an educational organization, and individual performance depends upon the individual skills, time availability, and dedication of each student. Testimonials included may not represent typical results. Unique experiences and past performances do not guarantee future results. Tax Lien University, Inc. its owners, employees, and affiliates do not give investment or financial advice and are not licensed as brokers by or registered as advisors with any agency. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.

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Tax Lien Certificate States

Research all fifty (50) states to determine which offers the right interest rate, redemption period, and more.

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Customer Support with Tax Lien Certificate Questions

Tax Lien Certificate Reports

Below is a list of free articles on how to profit with tax lien certificates, tax deeds, and more.


The Rule of 72 Calculator

The rule of 72 says that to find the number of years required to double your investment at a given interest rate, you simply divide the interest rate into 72.


Interest Rate: %
Years Required for Principal to Double
    Exact Answer:
    Rule of 72 Estimate:


For example, if you want to know how long it will take to double your money at eighteen percent interest, divide 18 into 72 and get 4 years.


Our Educational Materials

Creating Wealth Without Risk™ was designed to help you take full-advantage of safe, certain, and high-yielding tax lien certificates and tax deeds.

Click here to learn more.


Tax Lien University Reviews

"I purchased 3 tax lien certificates at an internet auction for Miami-Dade County, Florida. All three were buildable vacant lots in moderate income neighborhoods. The prices were: (1)$1,018.86 (2) $1,224.90 (3) $1,654.82. I got 18% interest on all of them. I placed 39 bids in total."

- A. Hamad, Florida
June 9, 2011 6:17:32 PM MDT

"I thought that the course were very clear and easy to understand as well as being highly informative and to the point. The information contained within is worth thousands and thousands of dollars. I would recommend that any one serious about being a smart investor buy these books and put it into action!"

- S. Roy, London

"Thank you for your great work. I received you training manuals last night and haven't been able to stop reading. I would recommend this course to anyone who is interested in getting into Tax Lien Certificates."

- J. Bennett, California


State Tax Sale Summaries

Research each state's individual tax sale process including whether it is a tax lien certificate, tax deed, or tax deed hybrid, redemption period, bidding method, and the interest/penalty rate by clicking on the name of the state below:

- Alabama Tax Sales
- Alaska Tax Sales
- Arizona Tax Sales
- Arkansas Tax Sales
- California Tax Sales
- Colorado Tax Sales
- Connecticut Tax Sales
- Delaware Tax Sales
- Florida Tax Sales
- Georgia Tax Sales
- Hawaii Tax Sales
- Iowa Tax Sales

- Idaho Tax Sales
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- Kansas Tax Sales
- Kentucky Tax Sales
- Louisiana Tax Sales
- Maine Tax Sales
- Maryland Tax Sales
- Massachusetts Tax Sales
- Michigan Tax Sales
- Minnesota Tax Sales
- Mississippi Tax Sales

- Missouri Tax Sales
- Montana Tax Sales
- Nebraska Tax Sales
- Nevada Tax Sales
- New Hampshire Tax Sales
- New Jersey Tax Sales
- New Mexico Tax Sales
- New York Tax Sales
- North Carolina Tax Sales
- North Dakota Tax Sales
- Ohio Tax Sales
- Oklahoma Tax Sales
- Oregon Tax Sales

- Pennsylvania Tax Sales
- Rhode Island Tax Sales
- South Carolina Tax Sales
- South Dakota Tax Sales
- Tennessee Tax Sales
- Texas Tax Sales
- Utah Tax Sales
- Vermont Tax Sales
- Virginia Tax Sales
- Washington Tax Sales
- West Virginia Tax Sales
- Wisconsin Tax Sales
- Wyoming Tax Sales