Subj: Creating Wealth Without Risk™
Date: May 23rd, 2012

Dear Reader,

Do you lay awake at night stressing about what the news of tomorrow might bring?

It could be a number of things; a sharp turn in the markets dealing a blow to your retirement plans, an unexpected job layoff, or maybe a sudden but serious health condition threatening your ability to work.

It's at times like these you have to stop and wonder if there really is such a thing as financial security? If so, how can it be secured?

Hi, my name is Steven Waters author of Creating Wealth Without Risk™. I've got some good news and some bad news.

First the bad news is a lot of people struggling to make ends meet, maybe you're one of them. Now for the good news, you're about to discover a recession-proof way to turn a tiny bit of money into a virtual fortune. No kidding!

You are about to learn a fascinating method for creating wealth and it's so simple it will shock you.

Without a doubt, you're about to discover an opportunity like no other. What's more, for decades the wealthy have been using it to steadily build their great fortunes regardless of what happens in the economy.

I'm talking about a safe, certain, and predictable way of profiting 16%, 18%, 24%, up to 50% on your money.

In addition, you're going to learn a time-tested process for purchasing real estate at a significant discount. I'm talking your next home or investment property for as little as 2 to 3 cents on the dollar.

What's more, it's so simple and so secure you'll wonder why anyone in their right mind would risk investing one red cent in the stock market or bother with low-yield CD's and money market funds.

Here's how it works, in thousands of counties all across the United States, local governments have millions of dollars in outstanding property taxes. Communities rely on the revenue generated from real estate property taxes to fund daily services.

Politicians find themselves in a difficult situation, raising property taxes isn't popular and could mean losing a re-election. How can they make up for the lost revenue from people not paying their real estate property taxes?

Unpaid real estate taxes create a serious cash-flow problem for local governments and municipalities.

To solve this cash-flow problem, local governments sell tax lien certificates. Investors purchase these tax lien certificates at public tax sale auctions (many of which are Internet auctions). In return, investors are granted all the rights that come with being the owner of the real estate tax lien.

You can get tax lien certificates in almost any amount, ranging from $6 at the low end to several million at the high end. The best part is that these law-mandated rates are fixed to stay high, regardless of what happens in the stock market.

If local governments are unable to collect real estate property taxes, they are also unable to fund important government services like police protection, public schooling, and medical services.

Cities and towns would literally go bankrupt unless somebody buys these tax lien certificates.

When you buy a tax lien certificate, you are paying someone else's delinquent property taxes. What's more, the government actually gives you the right to receive all of the tax money due - including fees, high interest, and penalties.

To encourage property owners to pay their delinquent taxes, the county charges them interest, penalties and late fees. When the delinquent taxes are finally paid (usually within 2 years) the government sends you a check returning what you paid to purchase the tax lien certificates plus interest and/or penalties!

Depending on state laws you are entitled by law to receive rates as high as:

• 16% per year in the state of Arizona (Sec. 42-18053 ),
• 18% per year in the state of Florida (Sec. 197.172 ),
• 20% per year in the state of Georgia (Sec. 48-4-42 ),
• 50% per year in the state of Texas (Sec. 34.21 ).

When you buy tax lien certificates you're solving several problems. Cities and towns get their much needed tax dollars, allowing them to fund daily services and when the county collects the past due taxes you get what you paid to purchase the tax lien certificate PLUS law-mandated profits as high as 16%, 18%, 20%, up to 50%.

The best part is that these rates are fixed to stay high, regardless of what happens in the stock market.

When you buy a tax lien certificate you have a first lien position on the property. This means the property owner cannot sell, refinance, get a second mortgage, or home equity loan until you are paid what you spent to buy the tax lien certificate PLUS interest and penalties.

If the property owner does not satisfy the delinquent taxes within the period of time specified by state law (known as the redemption period) which ranges from 6 months to 4 years from the time you purchased the tax lien certificate. Then, you have the legal right to foreclose and take the property - debt free with no mortgage!

Take Florida, for example:

"All taxes imposed pursuant to the State Constitution and laws of this state shall be a first lien, superior to all other liens, on any property against which the taxes have been assessed..."

- 2011 Florida Revised Statutes (Title 14 Ch. 197 Sec. 122 )

Just like Florida, all across the country individual states have enacted similar laws which mandate that tax liens are "superior and senior to all other liens."

So if you do not receive what you paid to purchase the tax lien certificate plus interest and/or penalties with in the period of time specified by state law (known as the redemption period) then you get the property - debt free with no mortgage!

In conclusion, one of two things can happen when you buy a tax lien certificate, either you will get what you paid to purchase the tax lien certificate PLUS law-mandated profits of 16%, 18%, 20%, up to 50% or you get the property - debt free with no mortgage!

The rich have steadily built their fortunes with tax lien certificates for nearly 200 years and now its your turn

I just put the finishing touches on my all NEW Creating Wealth Without Risk™ - Home Study Course. This course contains everything you need to know in order to purchase and profit with safe, certain, and real estate secured tax lien certificates.

In addition, you will learn a proven, time-tested method for purchasing real estate for a significant discount. I'm talking as low as 2 to 3 cents on the dollar.

Here's a sample of what you will discover in my NEW course:

• Learn how-to buy tax lien certificates and profit 16%, 18%, 24%, up to 50% guaranteed by law.


• Learn a proven, time-tested process for purchasing your next home or investment property for as little as 2 to 3 cents on the dollar and own it free and clear of mortgages.


• Discover how you can legally use your under-performing 401K or Retirement Account to buy tax lien certificates and enjoy 16%, 18%, 24% up to 50% returns guaranteed by law.


• Learn how to purchase high-yielding tax lien certificates from the comfort of home using the Internet.


• Get properties without mortgages and 100% debt free!


• Work as little as 5 to 10 hours per week!


• And much, much, more.

I developed the Creating Wealth Without Risk™ - Home Study Course to help you take full advantage of the tremendous wealth-creating potential of tax lien certificates.

When you order the Creating Wealth Without Risk™ - Home Study Course today, I'll include over $400 in valuable bonuses containing ensuring that you have everything you need to profit with safe, certain, and high-yielding tax lien certificates.

 Bonus 1: Creating Wealth Without Risk™ Audio Course ($39 value)

If you're like me, you're busy and you don't have a lot of spare time. Therefore I'm including Creating Wealth Without Risk™ on four ipod-friendly audio's. Learn the entire step-by-step process of investing in tax lien certificates while you drive, exercise or travel.

In audio one you'll learn what makes tax lien certificates the ideal investment. Then, moving on with a discussion on the taxation process and the legal issues surrounding this incredible investment. Next you'll learn the various methods for collecting delinquent property taxes. Finally, I wrap it all up with the discovery of your investment goals.

In audio two I provide a simple and straight-forward way for you to identify the best state and counties to begin your investing. This process is a function of several factors, of which, I will cover. Lastly, how to obtain an accurate and current list of tax lien certificates available for purchase.

In audio three, I present my super-simple risk-reducing research system. First, I review the tax sale list and the information it provides. Using your goals and the information provided in the tax sale list, we begin to narrow the list of available tax lien certificates down to the diamonds in the rough.

In audio four, you'll learn the different methods of purchasing a tax lien certificates, including through the mail and over the Internet. Once you've determined the best method for purchasing your tax lien certificate, you'll learn how to get registered and what paperwork and or forms you must complete. You'll also learn the various bidding systems, including their strengths and weaknesses.

 Bonus Two: Tax Free Returns ($97 value)

In this exciting manual you're going to learn how you can legally roll that under-performing 401K retirement account into a self-directed IRA allowing you to invest in high-yielding tax lien certificates and buy FREE and CLEAR tax sale properties.

In this manual, securities expert Jeff Desich of Mid Ohio securities provides a simple yet straight forward process to realizing tax deferred even tax free returns with tax lien certificates.

You will learn the benefits of a Self-Directed IRA relating to tax lien certificates and real estate in general.

You will also learn the exact mechanics of purchasing tax lien certificates and real estate with a Self-Directed IRA. This is the ONLY course of its kind and you cannot get it in bookstores. In addition, you will also learn the simple six step process of purchasing tax lien certificates with a Self-Directed IRA.

Finally, you will learn how to get started reaping tax deferred, even tax free profits with a Self-Directed IRA! Forms and worksheets are included ensuring you have all you need for keeping more profits and paying less taxes.

 Bonus Three: 7 Days of Property Listings* ($9.95 value)

When you order the Creating Wealth Without Risk™ - Home Study Course today you'll receive a 7 Day trial* ($9.95 retail value) to access the most complete database for property listings.

With your 7 Day trial* Access you'll have the ability to search Live Auctions, Foreclosures, Pre-Foreclosures, Bankruptcies, FSBOs and Tax Lien Certificates. Refine search results to display listings based on price, city, zip code and the desired number of beds and baths.

In addition, enjoy access to such invaluable property information such as zoning classifications, lot sizes, tax assessments, property pictures (when available), aerial maps and driving directions. Pull detailed information about communities and schools surrounding investment properties and much, much more.

 Bonus Four: The National Directory ($97 value)

This is the most complete source for hard-to-find phone numbers, addresses, maps, and tools to help you connect with the best tax lien certificate states and counties.

Helps you quickly find phone numbers, addresses, maps and research tools to the best states and counties for profiting with government issued and real estate secured tax lien certificates.

This crucial time-saving resource enables you to minimize your time and maximize your profits. Don't waste another penny on directory assisted calls.

Features over 3000 county, municipal and local government listings, including addresses and phone numbers...all jammed in The National Directory.

 Bonus Five: Personal Strategy Session ($197 value)

Like anything new, purchasing your first tax lien certificate might seem a little foreign at first. In addition, you may have a lot of fears holding you back. I want to help you take those tough, but crucial first steps.

I simply refuse to let you miss out because you don't quite understand something or you have a deal that you are not sure about. Listen, when I tell you that I am serious about your success, I mean it. I will not allow anything to stand in your way to getting that first deal done!

During this complimentary telephone call we will take time to understand where you are, help you identify your goals, resolve concerns, and create a detailed plan of action enabling you to realize your financial dreams. The value and more importantly the impact of such personal support far exceeds the investment in my Creating Wealth Without Risk™ - Home Study Course and is priceless!

 Bonus Six: Real Estate Contracts ($47 value)

This package includes all the essential real estate contracts and power forms you need to make your deals happen. From finding bargains, performing a market analysis, purchase contracts to rental agreements and more.

Buyers Agreement, Evidence of Title, Inspection Check List, Comparative Market Analysis, Occupancy Agreement, Personal Networth Inventory, Property Profile, Property Selection Grid, Purchase Agreement, Rental Agreement, Rental Application, Shared Appreciation Agreement, Annual Property Operating Data.

With these real estate contracts and power forms you can quickly and easily put them to use. Unlike traditional forms, you buy them, use them and runout. Since these forms are digital, you can find and print them as many times as you like.

 Bonus Seven: Tax Free Returns Audio's ($37 value)

When you order the Creating Wealth Without Risk™ - Home Study Course I will include Tax Free Returns on two ipod-friendly audio's. While you commute, exercise, or travel you will learn the secrets of growing the profits generated from investing in tax lien certificates tax-free. You will also learn the exact mechanics of purchasing tax lien certificates and real estate with a Self-Directed IRA. In addition, you will also learn the simple six step process of purchasing tax lien certificates with a Self-Directed IRA.

In audio one You will learn the benefits of a Self-Directed IRA relating to tax lien certificates and real estate in general. You will also learn the exact mechanics of purchasing tax lien certificates and real estate with a Self-Directed IRA. This is the ONLY course of its kind and you cannot get it in bookstores.

In audio two You will learn the simple six step process of purchasing tax lien certificates with a Self-Directed IRA. You will also learn how to get started reaping tax deferred, even tax free profits with a Self-Directed IRA! Forms and worksheets are included ensuring you have all you need for keeping more profits and paying less taxes.

If You've Checked Out Similar Courses, You Know That They Typically Sell For a $1,000 or More.

The information contained in the all NEW Creating Wealth Without Risk™ - Home Study Course could easily sell for hundreds of dollars.

Maybe you're asking yourself, "What's the difference between this course and the high priced packages?" The answer is the price!

Sure, you can figure this out on your own, but imagine how much of your valuable time you will waste trying to recreate what I've already done. Plus, you are new to this industry and I would hate to see you lose your shirt making a rookie mistake. Don't reinvent the wheel. Instead, ask yourself what your time is worth to you. Be smart and leverage my experience to your advantage.

Starting today, you can make the decision to release a flood of wealth and prosperity in your life.

Let's face it, the profits from just one deal out weigh the profits from the sale of one course, which is why I am not going to charge you $999.97 for the course (though it would be well worth every penny at that price).

I love giving people a great deal. So, I am offering this entirely unique, immediately usable, and extremely powerful Creating Wealth Without Risk™ - Home Study Course for only $27.97* (see pricing disclaimer below)!

When, you order before 11:59 PM on Wednesday, May the 23rd, 2012, you'll receive the Creating Wealth Without Risk™ - Home Study Course PLUS $400 in valuable bonuses for only $27.97*.

With my 60-Day Money Back Guarantee You've Got Nothing to Lose and a World of Profits to Gain.

I'm confident that the Creating Wealth Without Risk™ - Home Study Course has everything you need to purchase and profit with safe, certain, and profitable tax lien certificates. The profits from just one deal more than out-weigh the cost for the Creating Wealth Without Risk™ Home Study Course. In fact, I am going to give you a full 60-Days to review my course and if you feel it isn't all it's cracked up to be, I'll issue you a full no questions asked refund.

Safe, certain, and high-yielding tax lien certificates are the ideal investment and the Creating Wealth Without Risk™ - Home Study Course has everything you need to get started right away. With my 60-Day risk-free money-back guarantee, you've got nothing to lose and everything to gain.

Opportunity is Knocking, Order My Creating Wealth Without Risk™ Home Study Course Now and Begin Profiting with High-Yielding Tax Lien Certificates.

 

Remember, I am only guaranteeing the bonuses for a limited time. I can't make this offer forever. PLEASE (I'm asking nicely!) do not email me and get upset if you try to order and I am no longer including the $400 in FREE BONUSES.

Massive Success,

Steven E. Waters
Creating Wealth Without Risk™
Founder Tax Lien University, Inc.®

Listen, you don't have to take my word for it ...

 

 

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Tax Lien University, Inc. is an educational organization, and individual performance depends upon the individual skills, time availability, and dedication of each student. Testimonials included may not represent typical results. Unique experiences and past performances do not guarantee future results. Tax Lien University, Inc. its owners, employees, and affiliates do not give investment or financial advice and are not licensed as brokers by or registered as advisors with any agency. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.

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