Hello, it’s Steven Waters with Tax Lien University and Creating Wealth
Without Risk with an auction update for February 2012.
Currently, there are over 391 individual tax sale auctions scheduled to take
place during the month of February – some are even Internet Auctions.
The following states will have tax lien certificate, tax deed or tax deed hybrid
sales during the month of February:
- Arizona
- California
- Connecticut
- Delaware
- Florida
- Georgia
- Iowa
- Indiana
- Louisiana
- Maine
- North Carolina
- Ohio
- Pennsylvania
- Texas
- Vermont
- Washington
See the complete list of tax sales including the date, location, and the tax sale
type at the link below:
Go here ===> http://www.taxlienuniversity.com/tax_sales/
If you’re looking to supplement your income or build your retirement, safe,
certain, and high-yielding tax lien certificates and tax deeds are the
ultimate wealth builder.
Where else can you get law-mandated rates as high as 16%, 18%, 20% up to 50%
secured by real estate? The best part is these rates are fixed to stay high,
no matter what happens in the stock market. These interest rates are
mandated by law!
Opportunity is knocking and now is your chance to take advantage of the
tremendous wealth-generating potential of safe, certain, and high-yielding
tax lien certificates and tax deeds
Did you know there are over 566 individual tax lien certificate or tax deed auctions scheduled to take place during the month of May?
The following states will have tax lien certificate, tax deed, or tax deed hybrid sales during the month of May:
- Alabama
- Arkansas
- California
- Connecticut
- Delaware
- Georgia
- Hawaii
- Idaho
- Indiana
- Kansas
- Louisiana
- Maryland
- Minnesota
- North Carolina
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oregon
- Pennsylvania
- Texas
- Utah
- Vermont
- Virginia
- Wisconsin
See the complete list of tax lien certificate sales including dates, locations, and tax sale type at the link below:
Go here ===> http://www.taxlienuniversity.com/tax_sales/
If you’re looking to supplement your income or build your retirement, certain, secure, and high-yielding tax lien certificates and tax deeds are the ultimate wealth builder.
Where else can you get law-mandated rates as high as 16%, 18%, 20% up to 50% secured by real estate? The best part is these rates are fixed to stay high, no matter what happens in the stock market. These interest rates are mandated by law!
Remember there are 2 outcomes when you buy tax lien certificates …. either you get law-mandated rates or you get the property – usually debt-free!
Opportunity knocks and now is your chance to take advantage of the tremendous wealth-generating potential of safe, certain, and high-yielding tax lien certificates and tax deeds
While the politicians battle back and forth about the right way of fixing the economy people are struggling, living paycheck to paycheck, and in fear wondering when things will get better.
Thanks to the strategies revealed in Creating Wealth Without Risk you can take control of your financial destiny and build your personal fortune with law-mandated profits of 16% to 50% guaranteed by the government with tax lien certificates.
That’s right, with tax lien certificates, you can sleep at night knowing that unlike the ups and downs, losses and gains of the stock market, your profits of 16% to 50% are mandated by law and guaranteed by the government!
Remember, tax lien certificates are secured by real estate. So if you do not receive what you paid to purchase the tax lien certificate plus interest and/or penalties then you get the property . . . usually free and clear of mortgages!
So one of two things can happen when you buy a tax lien certificate, either you receive law-mandated profits of 16% to 50% or you get the real estate . . . usually free and clear of mortgages!
Once you own the property you can do whatever you like with it. You can sell it, rent it, even move in if you like. The choice is yours because the property belongs to you!
The wealthy have been profiting with tax lien certificates for years and now its your turn.
Unlike other wealth building opportunities, you can get started right away, regardless of you credit, working 5 to 10 hours a week, from the comfort of your home office and with as little or as big of an investment budget you like.
Currently, there are over 560 individual tax sale auctions scheduled to take place during the month of March – many are even Internet Auctions (so you can do this from the comfort of your home).
March 2012 Tax Lien Certificate and Tax Deed Auctions:
- California
- Connecticut
- Delaware
- Florida
- Georgia
- Iowa
- Indiana
- Kansas
- Louisiana
- Massachusetts
- Maine
- Minnesota
- North Carolina
- Nebraska
- New Mexico
- New York
- Ohio
- Pennsylvania
- Texas
- Washington
Don’t gamble with your financial future, take control of your financial destiny and let the tremendous wealth building power of tax lien certificates put you on the path to financial peace. If you’re looking to supplement your income or build your retirement, safe, certain, and high-yielding tax lien certificates are the ultimate wealth builder.
Opportunity is knocking and now is your chance to take advantage of the tremendous wealth-generating potential of safe, certain, and high-yielding tax lien certificates and tax deeds
Hello, it’s Steven Waters with Tax Lien University and Creating Wealth
Without Risk with an auction update for January 2012.
Currently, there are over 425 individual tax sale auctions scheduled to take
place during the month of January.
The following states will have tax lien certificate, tax deed or tax deed hybrid
sales during the month of January:
- California
- Connecticut
- Delaware
- Florida
- Georgia
- Iowa
- Illinois
- Indiana
- Kansas
- Louisiana
- Minnesota
- North Carolina
- New Jersey
- New Mexico
- New York
- Ohio
- Pennsylvania
- Tennessee
- Texas
- Washington
- Wyoming
See the complete list of tax sales including dates, locations, and tax sale
type at the link below:
Go here ===> http://www.taxlienuniversity.com/tax_sales/
If you’re looking to supplement your income or build your retirement, safe,
certain, and high-yielding tax lien certificates and tax deeds are the
ultimate wealth builder.
Where else can you get law-mandated rates as high as 16%, 18%, 20% up to 50%
secured by real estate? The best part is these rates are fixed to stay high,
no matter what happens in the stock market. These interest rates are
mandated by law!
Opportunity is knocking and now is your chance to take advantage of the
tremendous wealth-generating potential of safe, certain, and high-yielding
tax lien certificates and tax deeds
Hello, it’s Steven Waters with Tax Lien University and Creating
Wealth Without Risk with an auction update for September 2011. While
summer may be winding down tax lien certificate and tax deed acutions
are still going strong. Currently, there are over 500 tax sale
auctions scheduled to take place during the month of September.
If you’re looking to supplement your income or build your retirement,
safe, certain, and high-yielding tax lien certificates and tax deeds
are the ultimate wealth builder.
Here’s a list of a few upcoming tax lien certificate and tax deed auctions:
No matter what your age, it is never too late (or too early) to put
the tremendous wealth-creating power of high-yielding tax lien
certificates to work for you. Whether you’re looking to supplement
your monthly income or build your retirement nest egg; safe, certain,
and high-yielding tax lien certificates are the ideal investment.
Where else can you get law-mandated rates as high as 16%, 18%, 20% up
to 50% secured by real estate? The best part is these rates are fixed
to stay high, no matter what happens in the stock market. These
interest rates are mandated by law!
Get your complimentary copy of my 4 CD Creating Wealth Without Risk
audio program at the link below (supplies are limited):
Opportunity is knocking and now is your chance to take advantage of
the tremendous wealth-generating potential of safe, certain, and
high-yielding tax lien certificates and tax deeds
Thеrе′s never bееn a better time thаn now tο gеt involved wіth tax lien certificates аnd tax deeds. In fact, here’s a list οf upcoming tax lien certificate аnd tax deed auctions:
07/18/11 Manatee County, FL (Tax Deed Properties)
07/18/11 Santa Rosa County, FL (Tax Deed Properties)
07/18/11 Breckinridge County, KY (Tax Lien Certificates)
07/18/11 Casey County, KY (Tax Lien Certificates)
07/18/11 Jessamine County, KY (Tax Lien Certificates)
07/18/11 Bell County, KY (Tax Lien Certificates)
07/18/11 Harrison County, KY (Tax Lien Certificates)
07/18/11 Mercer County, KY (Tax Lien Certificates)
07/18/11 Steuben County, NY (Tax Deed Properties)
07/21/11 Union County, AR (Tax Deed Properties)
07/21/11 Hillsborough County, FL (Tax Deed Properties)
07/21/11 Orange County, FL (Tax Deed Properties)
07/21/11 Polk County, FL (Tax Deed Properties)
07/21/11 Campbell County, KY Tax Lien Certificate
07/21/11 Fayette County, KY (Tax Lien Certificates)
07/21/11 Jefferson County, KY (Tax Lien Certificates)
07/21/11 Marshall County, KY (Tax Lien Certificates)
07/21/11 Trimble County, KY (Tax Lien Certificates)
07/21/11 Polk County, MN (Tax Deed Properties)
07/21/11 Niobrara County, WY (Tax Lien Certificates)
07/22/11 Christian County, IL (Tax Lien Certificates)
07/22/11 Morgan County, IL (Tax Lien Certificates)
07/22/11 Franklin County, KY (Tax Lien Certificates)
07/23/11 Ada County, ID (Tax Deed Properties)
07/25/11 Santa Rosa County, FL (Tax Deed Properties)
07/25/11 St. Lucie County, FL (Tax Deed Properties)
07/25/11 Harlan County, KY (Tax Lien Certificates)
07/25/11 Owen County, KY (Tax Lien Certificates)
07/25/11 Pendleton County, KY (Tax Lien Certificates)
07/26/11 Newton County, AR (Tax Deed Properties)
07/26/11 Lee County, FL (Tax Deed Properties)
07/26/11 Volusia County, FL (Tax Deed Properties)
07/26/11 Kenton County, KY (Tax Lien Certificates)
07/26/11 Simpson County, KY T(Tax Lien Certificates)
07/26/11 Macomb County, AR (Tax Deed Properties)
07/26/11 Transylvania County, NC (Tax Deed Properties)
07/27/11 Boone County, AR (Tax Deed Properties)
07/27/11 Marion County, AR (Tax Deed Properties)
07/27/11 Pinellas County, FL (Tax Deed Properties)
07/27/11 Clay County, KY (Tax Lien Certificates)
07/27/11 Lewis County, KY (Tax Lien Certificates)
07/27/11 Logan County, KY (Tax Lien Certificates)
07/27/11 Robertson County, KY (Tax Lien Certificates)
I’ve had a lot of people interested in Alabama tax lien certificates so I thought I would explain how things work in Alabama.
In Alabama, real estate property taxes are due October 1 and are considered delinquent after December 31 of each year.
According to Alabama State Tax Law, on January 1st County Revenue Commissioners begin making prepartions to sell tax delinquent properties to satisfy outstanding real estate taxes.
All properties with out-standing taxes are assessed a $5.00 penalty and begin accruing interest at the rate of 12% annually, compounded daily as of January 1 of each year.
Alabama State Law requires that tax delinquent property owners be notified by certified mail once in February and again in March.
In addition, Alabama State Tax Law requires that all tax delinquent properties be advertised in a local publication (such as a newspaper) a total of (3) consecutive times in the month of March and (3) three times in the month of May.
Properties remaining delinquent are sold at County Tax Sales during the month of May each year. The opening bid for tax delinquent properties includes the back taxes, cost of advertisement, cost of certified mailings, citation fees, penalties and interest. The bidder with the greatest bid is awarded a “certificate of purchase” or tax lien certificate.
The delinquent owner has (3) three years from the date the tax lien certificate was sold to redeem his or her interest in the property. To redeem, the delinquent owner must tender the amount the bidder paid to purchase the Alabama tax lien certificate plus 12% per annum on the minimum bid and the overbid, provided that it is less than or equal to 15 percent of the market value of the property as established by the county board of equalization.
If the property is not redeemed before the expiration of the (3) three year redemption period the owner of the tax lien certificate can apply for a tax deed by surrendering the tax lien certificate to the Judge of Probate, who in turn issues a tax deed.
Tax lien certificates which are not sold at the county tax sale are transferred to the Property Tax Division of the State of Alabama’s Department of Revenue located in Montgomery, Alabama. These transferred to state properties are available for purchase from the state by application.
In conclusion, Alabama tax lien certificates can be a safe, certain, and highly-profitable way to invest your money. Basically, you are investing your money with the County and when the County Tax Collector receives payment from the delinquent owner, they send you a check, returning what you paid to purchase the tax lien certificate plus interest compouding daily at the rate of 12% annually.
Furthermore, Alabama tax lien certificates are a safe investment because the rise and fall of interest rates has no effect on Alabama tax lien certificates. Unlike the stock market, interest rates on Alabama tax lien certificates are mandated by Alabama Tax Law.
In addition, Alabama tax lien certificates are secured by real estate. So if you do not receive what you paid to purchase the Alabama tax lien certificate plus interest before the expiration of the (3) three year redemption period, you get the property; usually free and clear of mortgages.
So one of two things can happen when you buy Alabama tax lien certificates, either you will receive high interest rate returns or you will get the real estate for a fraction of its true market value.
There’s never been a better time than now to get involved with tax lien certificates and tax deeds. In fact, here’s a list of upcoming tax lien certificate and tax deed auctions:
06/15/11 Morristown, NJ (110 Tax Lien Certificates)
06/15/11 Seminole County, FL (3 Tax Deed Properties)
06/15/11 Lincoln County, NM (43 Tax Deed Properties)
06/16/11 Benton County, AR (424 Tax Deed Properties)
06/16/11 Polk County, FL (66 Tax Deed Properties)
06/16/11 Rutherford, NJ (45 Tax Lien Certificates)
06/16/11 Spotswood, NJ (12 Tax Lien Certificates)
06/16/11 Waterford, NJ (247 Tax Lien Certificates)
06/20/11 Polk County, IA (6212 Tax Lien Certificates)
06/20/11 Scott County, IA (5830 Tax Lien Certificates)
06/22/11 Marion County, FL (58 Tax Deed Properties)
06/29/11 Orange County, CA (42 Tax Deed Properties)
06/29/11 Santa Clara County, CA (48 Tax Deed Properties)
Opportunity is knocking and now is your chance to take advantage of the tremendous wealth-generating potential of safe, certain, and high-yielding tax lien certificates and tax deeds!
Get your complimentary copy of my 4 CD Creating Wealth Without Risk audio program at the link below (supplies are limited):
Did you know you can purchase tax lien certificates and tax deeds with your retirement account? Grow your retirement funds with safe, certain, and high-yielding tax lien certificates.
I see it all the time, beginning investors paying an enormous amount of money to buy a tax sale list that, with the right knowledge, they could have for free. Sure the amount you would shell out on tax sale lists is a fraction when compared to the profits you stand to make buying tax lien certificates and tax deeds. But come on lets not be wasteful, the point is to try and keep as much of the profits as possible.
Let’s think about it. With over 3200 plus counties across the United States and the average cost of a tax sale list ranging from $15 to $50 bucks each, an investor could spend $48,000 to $160,000 a year on tax sale lists. Wow, that’s a lot of money to hand-over for some information that you could be getting for free.
Let’s be realistic, chances are you’ll never spend that much, it’s more likely that you’ll need 25 to 65 tax sale lists a year. Even at that volume you could save yourself $375 to $3250 a year. With a little insight you could purchase another tax lien certificate or tax deed and begin earning interest at 16% to 50% per year. Better yet, if you did your research right, it doesn’t get redeemed and you become the owner of a valuable piece of property for a fraction of it’s true market value.
Here’s the kicker, the tax sale list companies don’t want you to know that they scan, swipe and download all of the information from the county websites for free. Then they turn around and sell this free information to investors for $15 to $50 bucks a list. Sure it saves the investor from having to find that information on his own but it’s really not that hard to find to begin with. You just have to know where to look.
For example, I just visited the website for one of the main providers of tax sale lists. They want $65 for the Navajo, County tax sale list. So I surfed to the Navajo County Website and downloaded the same information for free saving me $65 bucks. Not bad for one minutes worth of work. Better in my pocket than theirs.
So here’s how I did it and you can too;
First, you have to locate the web address for the desired county. As a tax sale investor you’ll eventually need to learn how to find public information fast. I’ve discovered a few time and money saving resources. When it comes to finding county websites I usually will visit NACO.org (National Association of Counties Online).
When you get to NACO.org click on “About Counties” then on “Find a County”. At that point you’ll be brought to a page displaying a map of the United States. Simply click on the desired state, then the desired county. When the county page loads, look to see if the county name is a hyperlink. If so it will take you to the county website. If not you may have to try google or call the county.
Second, navigate to the tax collector or treasurers page. When you arrive on the county website you’ll have to find and navigate to the page dedicated to the collection of delinquent real estate property taxes. More often than not this is the county treasurer or tax collector. Sometimes you’ll see a departments link on the menu which will load a page listing the links for the various county department pages. If not, try to find the county site map page as this will display all pages on the county website.
Third, find the link to download the tax sale list. Once you’ve found the right department and page simply snoop around for information on “delinquent property taxes”, “tax sale information” or “tax sale list“. If you still have trouble finding it, pick up the phone and call the county. Sometimes they’ll offer to mail it on a disk saved as an excel spreadsheet (my preferred format). In some cases, they may charge a small shipping and handling fee. But always try to get the tax sale list for free from the website or via email.
In conclusion, you could save yourself a dump truck full of cash over your career as a tax sale investor by knowing how to get tax sale lists for free. In addition, you could use those savings to generate 16% to 50% or more by investing in tax lien certificates and tax deeds. And if you’ve done your homework correctly, you could become the proud new owner of a valuable piece of real estate for a fraction of its true market value.
The following states, the District of Columbia and Puerto Rico sell tax lien certificates and are, therefore, classified as tax lien certificate states, as listed below:
The laws and procedures for collecting delinquent real estate property taxes will vary from state to state. However, in every state real estate property taxes help fund essential local services. These services include public schools, medical, police and fire protection.
Delinquent real estate taxes create a serious cash-flow problem for local governments. To get their money quickly, county and municipal governments sell their non-performing tax liens at local real estate tax sales.
Investors gather at these tax sales to bid and compete for the purchase of the local government’s lien for property taxes. The investor with the winning bid receives the county or municipal’s lien for real estate property taxes. Generally, the minimum bid for a tax lien includes the delinquent taxes, penalties, fees, interest and costs of the tax sale. The sale and transfer of the tax lien from the county or municipal to the investor helps to generate the money needed to fund important government services.
By purchasing the tax lien, the investor is effectively creating a high-interest loan between the homeowner and himself. Just like a mortgage, the tax lien is secured by real estate. The homeowner cannot refinance or sell the property until the debt is satisfied and the tax lien is cleared. The property owner has a legal right and period of time in which to clear the tax lien or risk losing the property. This right is called the owners “right of redemption” and the period of time in which to exercise this right is referred to as the “redemption period.”
If the homeowner or anyone having an interest in the property fails to exercise their right to redeem within the statute mandated redemption period, the investor can foreclose the owner’s right to redeem. The process and requirements to foreclose will vary from state to state. Ultimately, the foreclosure process extinguishes the property owner’s claim to the real estate, secures the tax lien and transfers ownership to the investor.
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Reviews
Here's some of the feedback we have received.
"I purchased 3 tax lien certificates at an internet auction for Miami-Dade County, Florida. All three were buildable vacant lots in
moderate income neighborhoods. The prices were: (1) $1,018.86 (2) $1,224.90 (3) $1,654.82. I got 18% interest on all of them.
I placed 39 bids in total."
- A. Hamad, Florida June 9, 2011 6:17:32 PM MDT
"I found Creating Wealth Without Risk™ very helpful in describing what I needed to do to invest in tax lien certificates. The big plus is that you have also included all the contact information for the counties which offer tax lien certificates. It saved me from having to find the information by myself.”
- J. Cheng, California
"I thought that Creating Wealth Without Risk™ was very clear and easy to understand as well as being highly informative and to the point. The information contained within is easily worth thousands of dollars. I would recommend that anyone serious about being a smart investor buy this book and put it into action!”
- S. Roy London, England
"Thank you for your great work. I just received your book and haven’t been able to stop reading it. I would recommend Creating Wealth Without Risk™ to anyone who is interested in getting into Tax Lien Certificates.”
- J. Bennett, California
"I wanted to let you know I thought your book was outstanding. The modules are a fantastic resource, not to mention the forms, spreadsheets, links, etc.
My husband and I paid a lot of money to travel to a course and while we did attend an auction, we only received about half of the information you have provided.”
- K. Costner, Virginia
"A friend of mine purchased a tax lien course at a seminar for $2,700. To his dismay we discovered his expensive course did not contain any more information then your book Creating Wealth Without Risk™. Thank you very much.”
- P. Camenisch, Colorado
"I learned a whole lot about what tax liens are and how to locate them nationwide. The information was very informative and helpful. I consider Creating Wealth Without Risk™ to be the absolute best guide anywhere on the subject of tax deeds and tax liens.”
- J. Smoot, California
"Since I am involved in several businesses, time is a major constraint on pursuing new income streams. Your book Creating Wealth Without Risk™ is high-quality and a major productivity booster. I recommend it to any serious investor.”
- J. Dean, Georgia
"I have been looking for investment properties and your book, “Creating Wealth Without Risk™” saves an incredible amount of time and effort! Everything I need to make an informed decision is included.”
