Maryland Tax Lien Certificates

In Maryland, the tax collector sells tax lien certificates subject to the property owners six (6) month right to redeem. Depending on the county, the property owner may redeem by paying the purchase price plus interest at the rate of 6% to 24%.

Tax Sale Type: Tax Lien Certificates (Sec. 14-820 New Window)

Contact: County Tax Collector (Sec. 14-808 New Window)

Interest Rate: 6% to 24% per annum (Sec. 14-820 New Window)

Penalty Rate: None

Bid Procedure: Premium Bid (Sec. 14-817 (a) (2) New Window)

Redemption Period: Six (6) months (Sec. 14-833 New Window)

Law: Annotated Code of Maryland, Tax-Property Article, Title 14, Subtitle 8, Part III, "Tax Sales." New Window

Additional Notes:

Property owner retains possession during redemption: According to (Sec. 14-830 New Window) the 'owner of any property sold under the provisions of this subtitle shall have the right, during the period of redemption, to continue in possession of, and to exercise all rights of ownership over the property until the right of redemption has been finally foreclosed...'

Attaining a Tax Deed: According to (Sec. 14-833 New Window) the owner of a tax lien certificate can file for a tax deed six (6) months after the purchase of the tax lien but no later than two (2) years from the date the tax lien certificate was purchased.

Maryland Tax Sale Discussion

Below you will find a collection of the latest user questions and comments relating to Tax Lien Certificates Maryland.

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for foreclose in circuit court which form we needrn
what states offer OTC TLC and how to get them on line?
valerie rily
If I purchase a tax lien through bidding, does the current owner have to pay me back for the high bid premium, or just the amount of taxes and interest?
valerie rily
If I purchase a tax lien through bidding, does the current owner have to pay me back for the high bid premium, or just the amount of taxes and interest?
If I'm aware that the property owner has abandoned the property and the tax lien certificate wasn't sold at the 2012 tax auction in Maryland, can I buy the tax sale certificate this year (2013) before the annual auction is held in May? Seeing as though the state wants their money and I'm willing to pay delinquent property taxes upfront in exchange for the tax sale certificate, would this be allowed?
If the Maryland tax lien certificate is not redeemed within six months from the date the Maryland tax lien certificate was sold, the owner of the Maryland tax lien certificate may file a Complaint to Foreclose the Right of Redemption, take title to the property, and may be entitled to recover additional expenses. Foreclosure procedure includes obtaining a decree from the Circuit Court, preparing a deed, paying all liens that have accrued from the date the Maryland tax lien certificate was sold, and recording the deed in the Land Records. Once the foreclosure has occurred, the owner of the Maryland tax lien certificate is also required to pay the Balance of Purchase (the difference between the amount of the liens and the amount of the bid). A Maryland tax lien certificate is void 2 years from the date the Maryland tax lien certificate was sold unless a Complaint to Foreclose the Right of Redemption is filed in the Circuit Court, prior to the normal expiration of the Tax Lien Certificate.A Maryland tax lien certificate redemption can begin as soon as it is sold to the investor at the Maryland tax lien certificate sale auction, and continue until such time that a Circuit Court judge signs a decree foreclosing the right of redemption.
Maryland tax lien certificates are sold at public tax sales which vary by jurisdiction. The Baltimore Maryland tax lien certificate sale is an Internet based sale and is held annually in the month of May.
Donna Cade
Property can be redeemed once foreclosure proceedings have been filed but how long after? How long does it take for a foreclosure to be completed?
when can i buy taxlien certificates
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Counties located in Maryland

The following is a list of counties located in the state of Maryland.

Tax Lien Certificates for properties located in the following counties are sold at Maryland county tax sales.

Learn more about each county's individual tax sale process by clicking on the name of the county for which you are interested from the list below:

County / Municipality:  Population: 
Allegany County, MD  74,930
Anne Arundel County, MD  489,656
Baltimore City County, MD  651,154
Baltimore County, MD  754,292
Calvert County, MD  74,563
Caroline County, MD  29,772
Carroll County, MD  150,897
Cecil County, MD  85,951
Charles County, MD  120,546
Dorchester County, MD  30,674
Frederick County, MD  195,277
Garrett County, MD  29,846
Harford County, MD  218,590
Howard County, MD  247,842
Kent County, MD  19,197
Montgomery County, MD  873,341
Prince George's County, MD  801,515
Queen Anne's County, MD  40,563
Somerset County, MD  24,747
St. Mary's County, MD  86,211
Talbot County, MD  33,812
Washington County, MD  131,923
Wicomico County, MD  84,644
Worcester County, MD  46,543

Tax Lien University, Inc. is an educational organization, and individual performance depends upon the individual skills, time availability, and dedication of each student. Testimonials included may not represent typical results. Unique experiences and past performances do not guarantee future results. Tax Lien University, Inc. its owners, employees, and affiliates do not give investment or financial advice and are not licensed as brokers by or registered as advisors with any agency. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.

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Tax Lien Certificate States

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Tax Lien Certificate Reports

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Tax Lien University Reviews

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State Tax Sale Summaries

Research each state's individual tax sale process including whether it is a tax lien certificate, tax deed, or tax deed hybrid, redemption period, bidding method, and the interest/penalty rate by clicking on the name of the state below:

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